The VIP application is it still on?
No. Registrations were closed some time ago. But if there is no further delays, lending platform should start working normally on 15.01.2018. At that time everybody should be able to access it.
I just applied to register in Lending platform and I was surprised to see the platform accept new registration. Where you will be ask about refer you can use my refer name
eprocent or you can use my direct link:
https://lending.postoken.org/r/eprocentThis is a referal link.