Normmaly i would't loose my breath but you earned yourself my attention.
"Why this make you laugh? Who is real lender for you or do you think that there is none of them? If you think that then you are more than a fool."
Are you able to argument without insulting people? This is a public forum were a user has posted information about a loan, why does it have to go this big? It make me laught and I would laught again. The reason I wouldn't even dare to say. Too much information. Still, do I have to say again that I don't search to lend, borrow or whatsoever on this forum? Or maybe I should write it in capital letters.
That being said, in my line of bussiness a real lender is neither you, me or any user of this forum for that matter. If you choose to belive otherwise or know so, that is your truth, not mine. So taking that in consideration, should I call you more than a fool? I dont think so.
"Safety mechanisms is the same and applied to all,as they are the best way to assure the funds that you are lending.
Collateral is a must "safety measure" for all the type of loans,not only in the digital world. Except trust loans but you are not even close to get such a loan. If you have more ways then is plus those and not something different. You take collateral right?"
Again, your world not mine. If I choose not to apply collateral, what do you have to do with it? Its my risk to take right? You CAN have an oppinion thougt and you're not a fool for that.

But since you asked - acctually, ALL of my investors don't take collaterals lol - not digital, not phisical, NOTHING. Sounds impressive? Not really. Collateral is a perishable and volatile asset for them. They do however, make legal contracts and are very swift in pinning down whoever is failling on payments. I could not stress enought how effective they are in doing so. I simply cannot.
"So again,it's funnier to see how smart ass ppl,try to find ways to gain trust,coins or anything else with only empty words.
It's better to "waste" your time by finding them instead of trying to fool others.

"
And again, I reiterate - it could not be farther from truth lol - I wast my time in drinking margueritas at Kho Phangan and sometimes I do reply on topics because there are still people on this world that think the one wants to fuck up the next. And maybe, JUST MAYBE, I just want to give a hand.
"The world is us and we are not all fucked up. Keep your 2 cents, i see that you throw a lot of them... "
My friend, the world is not us, neither is ours to take. I travel around the world and believe me, you cannot be farther from the truth. We are SHIT. We destroy everything that can keep us alive and we are here for some 50000 years now. We are a speck of dust. Even the fuckin dolphin is more inteligent than us. And my 2 cents are just that. My opinion. Deal with it.