So let's see, your poor friends drive nice cars, have fancy clothing, dine out & generally have a blast. Your wise rich friends live as if they were on welfare. Let's see... Hard to decide... Which would i like to be?
Judging by your tone, you would prefer to live like my poor friends, correct? So, where do you think you and my poor friends will be when you hit 65?
Where do you think my parents will be when they are 65, or where I'll be when I'm 50, spending the rest of our lives doing what we want without ever needing to work again?
