There's too much shadiness with founder's stake/premine, lawsuits. On top of that, Ripple's ability to censor any payments as well rollback payments is just a big no for me. I already have a banker alt coin. Its called USD issued by the Fed.
do you like ethereum? because the devs premined an additional 17% of the 72m supply at launch. USD is not an altcoin, it's the global reserve currency...