I think there are different kinds of smarts, and ultimately it comes down to your goals. Someone who is a mathematical genius may not be 'smart' with their money, and could end up broke.
Smart and Strategic for me it's the same it depends on you how you used it. Because when you smart in every people in everything you are also strategic person in terms of hardest part of your life. If you are big problem you must find the way or strategy to resist all your problem.