Yes, right now, you just need to know the address of the other person's wallet, and you can transfer the money, but these transactions are dangerous, there is no guarantee of security, you have to be careful about fraud.
BINGO can't use the same address twice, so u go to a public outhouse in india to take a shit, but when you enter and when you leave the target payment address has changed 10x because hackers have stolen the 1 cent you paid for the shit, so you have to stay in the outhouse until you can prove you paid, but by then the confirmation time is months, not days

I think that anybody that advocates BTC should be a mass payment system is an idiot, and could possible be a harm to society and to him self.
So you can't use the same address twice, for either payment or reciept, cuz as you know if you use the same payment twice, then I get your R/S values from the TX script and can hack your private-key from your public-key and R/S values from your sig on the ecdsa, by 2020 the BTC-CORE will have gone to SECP256R1 as proposed all along by certicom, but by that time I will have broken SECP256R1
( currently btc uses secp256k1 which is used by nobody on earth, and is considered to be a joke in the cryptography community, so go figure the idiots call BTC the greatest invention since toilet-paper and experts call it a fools errand, ... which is it? Well who cares because the longer they use weak stupid software as the backbone of BTC the longer I can continue my hobby of hacking btc.

)
The laughable deal here is that HODL is not an investment plan, its a survival of BTC plan, because if there was a mass exit the ponzi would have collapsed years ago
