is it risky to turn all my money to bitcoins? anyhow this money sits in the bank and do nothing for!
Every act is risky if it's about money. But in that case, "all of your money" it is surely high risk. You dont need to spend more money in order to get a bitcoin. There have many ways stated or talked here in bicointalk that may help you to gain bitcoin. Just read and you will learn. Ask you will learn. And if you learned, share-it.