Hi guys, holder here. If you are in from ico, no reason to do anything unless cash is needed. Currently there is lack of value in crypto for consumers. utrust is providing this which is truly helpful for mass adoption + there is huge value for businesses as of chargebacks. Very solid. Just my 2 cents.

I wanted to ask how are utrust tokens used inside the platform? When you connect your wallet you should first convert crypto to UTK tokens to have available balance for shopping or does it happen automatically so that it will pick the amount from one of your wallets and converts to UTK and then to fiat?

Also, utrust seeing increased usage, isn't there demand increasing for UTK within the platform? If there is 1 million $ payments through utrust on ecommerce, utrust volume would be 1 mil?

What happens when utrust converts tokens to fiat for the merchant. Do the tokens go back into circulation?

My apologies if it's explain within the whitepaper.

Thanks and keep waiting. We have been only on the market for some days.