you really dont know what you are doing.. USDT is poison..not real backed by $, please do your own research... at one time it will collapse and you will left with nothing than dust. you have been warned.
Half of coins are poison, so what, we still use them for profits. Sold part of bitcoin at 13.9k to usdt, now waiting when to buy back. Process binance -> exchange with fiat -> bank -> exchange with fiat -> binance can take pretty long time and you can miss the spot. Obviously usdt is not more then 10-15% of portfolio.