I just read the whitepaper and I honestly applaud you guys for undertaking a project as big as this, the tax refund system has a lot of problems but due to the fact that it's very complicated to solve and not a lot of people are aware with what's happening with the tax system in every specific country in the world, this topic is rarely talk about and just often been forgotten by a lot of people. Honestly I just knew through your whitepaper that there is up to $24 billion in sales tax refunds that are unclaimed by travelers, that's a huge amount of money that's been put to waste so that's why when I read your vision, I realize how important this project is, not just towards people who are traveling but towards the community as a whole, with this project people can save a lot of money and they can actually reap the benefits of the tax refund system in their own country. This project's goals are huge and might take time to develop but seeing that the team is composed of a group of people who are experienced in their own field and who are very passionate to bring this project to the top and knowing that this project is already in partnership with a lot of successful and big companies, there's no doubt that this project will be huge in the months to come. I just have a few questions though, how does the loyalty program works? And how can merchants integrate this project into their business?