Yep... that theme is just way too common, out there.    In the past couple of weeks, I was talking with my sister about bitcoin, and she and her husband have been kind of naysayers for the past 3 years or so.  They also have plenty of money, so they are not really lacking in the money department.  Anyhow, they had bought half of a bitcoin in the $3k to $4k price range, and then she was talking about buying another half a bitcoin "when the price goes below $10k;"  however, as the price was approaching $10k, on two occasions in the past week, I texted back and forth with my sister, and she said that they were "having reservations," because they did not have confidence that it would be a good time to buy under current market conditions.  I attempted to explain that buying on dips and buying on the way down was a good strategy, even if the price continues to go down, but they are smarter than me, apparently.  They were also smarter than me at $400 too when I was discussing various possible dollar cost average buying strategies that would have likely allowed them to buy way more bitcoin than the half of a bitcoin that they ended up getting in the $3500 territory and their contemplation of a supposed hypothetical additional half of a bitcoin below $10k (that they are so reluctant to pull such trigger and seem a bit beyond help because they seem to think that either they are more wise or the mainstream media pundits that they follow are more wise).