Depends on your risk profile. If you like to play it safe then saving is the way to go. If want to take a little bit of a risk then invest in a good market that pays you good dividends. However if you have a decent amount of money, enough to get on with your life, then my advice for you is to be happy with what you have and get on with it. Investment market can be quite difficult for a newbie, and its easy to lose your money.