XRP is just getting started. Only coin ready for commercial adoption globally.
I think as well that Ripple will go higher. Moneygram annouced recently that they would start a pilot on XRP for international money transfers.
Choose the coin of low value and the top 100 in the coinmarketcap, which will be the strongest coin when the market rebounds. Do not worry too much if you are holding the altcoin that is falling sharply. The altcoin can be noted during this time that is: DGB, XVG, RDD ... these are all coin good and very low value, that is your chance.