I am only going to say this: InsurePal is a HODL ICO. If you look what they have accomplished, read the facts and believe in what they are going to change in insurance industry with social proof this is going to be huge !
Please tell us what they have accomplished, because I just see very nice marketing materials and bunch of guys holding worthless tokens pasting empty phrases on this forum.
If you know the facts you can tell us how they will beat old insurance companies by selling products created by these companies for a commission.