There are much better solutions for smart contracts than ETH. I know and I've created many smart contracts in my career as a developer. What I hate the most is working with Ether's solidity. NEO has the most pleasant working experience and in my mind is the best smart contract platform to date.
I'm curious, why do you think Solidity is a shitty language? I've read several different discussions about advantages and disadvantages of using custom languages, but since I'm not a programmer I can't evaluate this myself. That said, I do find Solidity source code extremely easy to read and follow.
I'm a big fan of NEO as well. Nevertheless it's worth pointing out that DBFT consensus algorithm or any DPOS algorithm for that matter is by its very nature more centralized than standard PoW or PoS consensus algorithms. Moreover, NEO seems to be much more regulatory complaint and much less privacy focused than Ethereum. But I agree with your main point: I don't think you should do a hardfork every time someone loses some money. Even more so, when people lose money due to a bug in some third party dapp as oppose to bug in a protocol itself. Even more so, when said dapp is celebrated as "smart contract" or "dao" - something that can replace entire legal system. If code is a law, then it has to be a law regardless of consequences.