Annd That's how you lose money.
I don't understand your statement, Since 2013 I cash in half of what I mine and hodl the rest, Where have I lost money?
The important part of what you said is that you cashed in half. That is prudent, you realised some profit. The problem is hodling it all regardless -
why? What is the point of just hodling and not cashing out and not spending and using it as a currency either. If that's what you do, it becomes a relic, like collecting trading cards or something.
No you missed the point. The PKs I hold are exponentially more valuable than the culmination of all my cash outs thus far