I´m not considering to put all my funds in one crypo. I just said I will start in this environment going for Stellar instead of splitting. I will just invest a small share of my whole cash. Along the time I can simply sell other assets and put funds in another crypo, or even sell Stellar (part or all) and go for a better project. I simply can´t find anything better ATM in terms of project, partnership and technology than Stellar.
And I just heard about it because of my research on Ripple. Stellar puts Ripple on the ground, simply because the future might be not being partner of the banks (who knows...just the way I see...).
The banks might not even exist in the future like they are based today.
Everything looks so odd now, about this forecasts, but do you imagine how odd was a guy telling another person about telephones, power/light, TV, TV with colors, internet, smartphones (would us think to use large and heavy phones instead of the shiny ones of Motorola and Nokia from 15 yrs ago)?
Everything new is shoking...I see the financial world crashing once more and fiat currencies suffering, once more. Crypo can protect us against inflation.