No, the root of the problem that you are trying to find and cure would be divisibility.
It's amazing how many people insist I think divisibility is an issue.
I don't. You still haven't addressed my point that as the value of a bitcoin increases, the incentive to protect it from loss (or theft, but that doesn't decrease the bitcoin in circulation) increases. This, I think, will lead to the slowing of loss over time.
Right now that incentive is being expressed by feeding this thread not protecting better.