You can reduce the possibility of such risks by using hardware wallets which are relatively more secure
I think Bitcoins saving is quite risky, because compared to other forms of investment such as gold or dollars, cryptocurrency is more risky because the possibility being hacked is so high
Yeah it's quite risky cuz no one knows the future , but some approximative speculations are still possible , which means getting the access to the right choice In addition,fluctuations in bitcoin price are highly impacted by the market so investment in bitcoin is unsafe solution. 