Hello every body.I am a Newbie. I joined Crytopia about two months ago. I hold CMT and TRX in the Binance and now i want to trade with some coin about: ADA,ETC,... Please help me give some idea i should trade or not? Thank lots of for all. 
Since you are new I would suggest you to learn first. Learn how the market works. Learn about the coins. Do researches on the charts. Get to know more about the coins you will be investing on. Use your own instinct and try to figure out how the coin is going to be different from others. And always keep this in mind - invest what you can afford to lose. If you really want to trade then it's your choice. Just make sure you do your own research, I suggest you start with at least 2 to 3 alts. You don't need to start with multiple coins. Read fundamentals and study some technical analysis for it can help you a lot with your trades.
About those lending ICO's, I do not really support those lending platforms. Not a fan thou. Have you witnessed what happened to bitconnect and other lending platforms? I suggest you stay away from those lending ico's. There are other ico's that has big potentials just do more research. cheers