yes you are in a critical position. i was too at that time. please be patient and observe the market. what i say please convert your fiat to eth and then invest on ICO's. thats the better thing now. thats how i came from the losses. my recommended ico's are now wepower,arkblock,medichain.  if you think investing on coins the best options. i can recommended to you  wabi,sia,xrp,ins. but better 70% capital put for the ico's