I think if your smart then you are strategic too as well, I think they are just the same. I think being smart is not what is seems to working fine in every moment but also be wise is what others are capable to and it is also a good personality in life.
But everything also should be balanced in order not to cause loss for their money.
Being smart is having the ability to have strategy in dealing with decision and having the time to have more knowledge and information to have more time to earn and to have profit. I think most of people is smart and strategic in their own way finding and seeking for a better option to earn and to have more option to have.