In my opinion to minimize the risk in investment devide that amount of money in to 2 option, firstly use 50% of that money to buy some popular coin like Bicoin, ETH, DASH, LTC, WAVES, NEO. And then other 50% use it to buy some coin/token that just listed in the market that has good fundamental so you will get cheap price and the price has posibility to going up by multiple, these token could be UTRUST, APPCOIN and DEEPBRAINCHAIN.