I don't think Ripple is a good coin and it's only good for earning profits from surfing. Ripple is under controlled of whales and sharks so that's why it's not good for long-term.
I keep reading this type of phrase about XRP...and it's repeated parrot fashion without people thinking about what it means. If you want to look arder then you can see that most coins are under the control of whales and sharks. Just look at Bitcoin, Tronix, Litecoin...
We may not like it but XRP is the future of crypto trading for the financial sector and because of that it will keep icnreasing in the near to mid term.
Get on the train or miss out but don't FUD it without reasonable argument.