Of course it is. Anything that involves investing money are risky that is why we have to really think things throroughly. Unless you are a huge risk taker and wants sone adventure in life then go ahead and invest your money. Just like what they say, you have to take the first step to move forward. Besides, we only live once so might better take any chances in life so you won't regret any thing and live your life on what ifs.