Your point being?
"In the Real World rules suck, so we must make sure that rules here suck too?"
srsly?
"We" are not making rules, burnside is.
If you don't like it you can start your own exchange and make up whatever rules you want. That's how the "free market" works.
We are discussing, since we are in a forum.
If you don't like to discuss, make up your own site with your own rules, maybe?
Free market FTW.