Couldn't say it much better than this  

But let me try;

Its centralized, its a company
They can seize my money
They can block my transactions
They can print extra coins like any other central bank
They have 60% of the total now, more if they fill like at any time
There is no relation between value of the coin and the usage by the banks.

So yes in short;

Fuck Ripple and every retarded centralized shitcoin

And for people that actually can read;

https://xrpcharts.ripple.com/#/graph/

Ripple reserves the right not to include transactions in XRP Charts that it believes are not bona fide, e.g., wash sales where there is no change in beneficial ownership.

So do not expect to see every transaction that they don't want you to see

And before some brainwashed ripple slave post its FUD, try to read this;

https://ripple.com/build/freeze/#individual-freeze

Mh.... even a bank fuck you more gently than ripple.