If everyone starts using electronic money, infrastructure will also need to be developed proportionately. It will not take too much time for paper money to disappear from the market. At the present time, it is not yet clear whether financial institutions can adapt to that change in a timely manner.
Is not that a good thing? At least we should not be afraid of theft by bringing FIAT anywhere.
With so many new companies trying to support the infrastructure and provide convenience for the users of electronic money.
But, I feel there will be some institutions that refuse the presence of electronic money. Most of them are unwilling to acknowledge the existence of electronic money.