I can not belive people still trust lending programs after what happened to BCC....  Uau there is a sucker born every minute...like they say...
In 2018 all annoymous crypto will have difficulties surviving thru the regulators... what do you think will hapen with all the ponzi lending schemes....

My suggestion for the passive income is FIND good POS coin and stake it in the wallet.... do not trust this lending as they are not sustainable with up to 17% of refferals going down I down where....  it is not legit guys...
you can have a good return with POS coins. It will not be huge but at least it will be legit and you will make money on other backs.