i put in 100$ lend for the test and to help the community out.
oneo f my downlines has lent $450ish and got me $34 referral which i reinvested as well.
Payouts are working, stats look legit, problem is your payout money can be either used to buy idea coins at current 1.05 price or reinvested into lending.
btc withdraw is available but no btc due to no exchange
on the bright side, one guy on telegram showed me a response from idea dev today stating exchange coming next week!

woohoo