Hello.
I think idea is good, just wondering about some possible complications.
For instance, I needed verification in the past and went through it successfully. Then my personal data was changed for various reasons. I`ve made another verification.
My data will overwrite privious? or will be added?
This is the third stage of verification. We will add information to the customer's original data, and the services at registration will be able to see that a person has fallen into one or another story. By the way, credit organizations, if they wish, can also receive through us, for example, data on a person's credit history. We are currently developing such a system.