Hello HBC team, what about the transfer $ to HBC 
The price on internal exchange doesn't match to the other. Please fix it that we can transfer 
The price on internal exchange doesn't match to the other. Please fix it that we can transfer This is statement from ICO Review
This is the same issue with XXX and HomeBlockCoin. They set a minimum USD conversion price, to ensure that the exchange is not flooded with the coins at such low prices. This is not a scam tactic this is for the survival of the coin, to ensure that the coin has a chance of mooning. In effect, they are merely paying a lower effective interest rate, thats all. They have calculated that the prices they set for conversion is the minimum conversion price needed for their coin prices to enter a virtuous cycle to eventually rise.
Running a successful lending coin is not only about good programmers, good communicators, good marketing skills. It is also about having good mathematics, being able to calculate the rate of inflection. This is a tight rope of ensuring that the daily interest payout is less than the net buy amount of the coin just like the chicken and egg situation, everything has to be synchronized well so that one does not precede the other. If interest rates are high but new buyers dont come in, the coin will crash.
Keep in mind you are still getting 0.015% on act per day on your true investment not the inflated investment