Things to consider in investing are risks, because each type of investment contains risks and benefits that are directly proportional to each other. That is, the higher the risk that we can bear the profit potential will be higher (high risk high return). On the other hand, with regard to the risks, saving is relatively safer when compared to investment. But the profit (return) generated any small that fit the concept of low risk low return. Saving is usually for short-term financial purposes and a place for emergency funds because it has high liquidity. If at any time we need funds, the money can be directly withdrawn or withdrawn. While investing primarily for a long period of time so as to provide maximum benefits.