Okay I think this concept is really new for me and I have not read about anything like this before, the tax refunds on the journey. It seems that this is based on the reimbursement process of taxes when you use the money for leisure. Its good idea that we can use it in the over 34 countries but Im having little doubt and hope team would respond to this. The procedure for this is to use the app or my EB address in the country ATM where I am and then get the funds back. But have you guys actually implemented the ATM thing all over or do we still need to get approvals from the regional bodies. The legal thing now a days is getting very strict in every country, and when EB will operate in different countries then dont you think that we will need a representative in each country where your services will be available?