Well done Mills out of my utter exhaustion of trying to labour this point across to all those who claim to be held hostage, you are the absolute first person to fully comprehend this concept.

If there's nothing more than being held hostage by a company that deny's you a refund they enjoy, it's spending hours editing forms online with Paypal that never get read, receiving bog standard cut and paste responses, or talking to Paypal customer service agents that have no power to 'escalate claims' as there is a form to fill in for that.

Personally chasing your tail sucks.