That's just it, you're not helping at all, you're shoving it in my face that i'm wasting my time. I find that insulting.

There are also smaller options available, which are described in the modified post. You don't like it, don't take it. Simply put.

The only collateral of worth I have is valued at 1450~ USD in the end of 2011. I don't trust anyone with that type of collateral, as my data is quite precious to me. Worth more than your damn bitcoin.

In all reality, if you wan't collateral, it's going to have to be physical, or you're going to have to accept my identity as collateral.

edit: as far as the job part, again, as I have said for the past several weeks. The factor is TIME, not PAY. I do not have adequate TIME to generate money, and without this, I will be evicted.