Lending exchange rate is $8 per HBC
Internal exchange for HBC is $3 ish, this needs to be fixed. My daily interest should be able to convert to more HBC. Fix it or this is a plain scam.
Is it really though are or you just greedy? Think with me here for a second.
If you invested $5000 today that would buy you 1612 HBC tokens ($5000/$3.10)
You then sent them to the HBC platform and you lend the 1612 HBC coins for $8.00 which means your total loan is $12900 which is $7900 more than your actual investment. You then receive your first interest payment and lets say it was 0.015% that would be 12900 x 0.015 which equals $193.50. Now you transfer that money to HBC coins at a rate of $8.00 and you receive 24 HBC ($193/$8) you then sell those 24 coins for market price of $3.10 and make $74.40 as total profit. You may think you have been ripped off however lets go back to your original investment of $5000 which is the actual true value of what you have invested. $5000 x 0.015% equal $75 dollars.
I will not agree. A basic value of lending is in the forecast course, when an investment is fixed in $ and does not change is causes a trust. If there will not be a trust, then there will be a reverse effect, people will not simply come. When the dynamic adjusting of price would be, lending was inviolable, then the cost of chinks in course of time must go upwards, but for this purpose it is needed to do a normal comfortable exchange, can add currency pairs yet, to connect new exchanges and advertisement campaign.
I dont disagree with you at all in regards to the trust issue. I am just simply stating the math is correct and ultimately the only people who are likely just breaking even are early investors, those who invested above $8.00, or those whos price entry point was higher than the current market value. That is all to come in and call it a scam because youre not receiving 1.5% on the inflated invest value is wrong