Thinking of certain investments in the project where they are planning to arrange a cryptocurrency bank! And I saw discussions about cryptocurrency banks and their "place" in our crypto-future, and, which is even more interesting, noticed that there is quite a number of those who are of the opinion that there is no need for cryptocurrency banks at all. Well, guys, we can discuss that forever, but how do you imagine then the communication with the so-called real world for the sake, e.g., of making deposits or obtaining a loan? How can the whole system function properly without cryprocurrency banks, which are anyway somewhere on the border between the real and crypto worlds?
Local fiat and Cryptocurrencies would never collide to each other since they do have their own field. Cryptocurrency banks will really make the essence of decentralization would be useless. What are the purpose of wallets being created if there are banks? For sure people would still choose up to hold their coins on their own wallets than on tending to put into those banks. I know your point and things in mind but I would say its not really possible.