I can use my disability money on anything I want. There is no laws or rules against that.
There are laws that prohibit its use for certain things, eg. gambling. It has been discussed here.
You are wrong...There is no laws. You can't use food stamp card for alcohol, etc. And card can't be used in certain places. But disability money is mine. My mother worked 42 years for it.
You say disability money is yours however your mom worked for it. Would that not make it
her money and not yours? So really your borrowing from her being 30+ years old and defaulting on those loans too.