Can Bitcoin scale to become a major payment network?
Maybe one day. But not anywhere near. I'd say less than 50% of the people know and have the knowledge in bitcoin. And these people use bitcoin as a payment network. But being a major payment network means that like real money, you can use it spontaneously anywhere, anytime. And by anywhere i mean across the globe(which is impossible for bitcoin) since not every country likes the idea of it. And just like what every body say, the transaction takes time.