Ripple will reach $10 this year, and $150 long term
It would need 30x the current marketcap of Bitcoin to reach $150,- that would be around 5,85 trillion, which would be 10x the volume of the whole crypto market atm. Do you really think thats realistic?
Yes, but on 5+ years long run, if they manage to take away big chunk of SWIFT business
Nope, if you support cryptocurrency and free markets, dont support centralized proyects from banks like Ripple... 
Ripple is a bank? Can you give us link where you found that information?