Lightning Network maybe centralize, and is opposed to the Bitcoin decentralized design. I hope the bitcoin core team can implement it as decentralized.
We are being told that wallets can become hubs so if you only open a channel to my wallet/hub and I go off line then as
far as your concerned the network has become centralized and your out of luck even if you can broadcast a message on
the BTC block-chain to get the money back that I owe you.
if big banking hubs cannot charge fees to interconnect the banking hubs then we don't have a network unless
everyone agrees to open three channels each, finance them and keep them open and we can get transactions to
work across routes with 100 nodes or more
The people trying to defend LN won't even accept that it must contain major banking hubs for it to work
so they must be miners hoping to run these banks