The terms are at the discretion of the loaner.
Why don't you just ask for a 5 BTC loan then? There's no reason to make it complex with borrowing mining cycles.
It did not come to mind to ask for a loan, I was in a mining state of mind for lack of a better term.
And when I think of it gauging from posts I've read on this forum which allude to the same thing, my feeling is that asking for a loan will not come across too well.
But I'm not a timid person so I will follow your advice and I am asking anyone who has then read the above if they are willing to make me a 5 BTC loan with their preferred conditions.
I think I should then start a separate thread somewhere more appropriate for that.