Bloomberg News confirmed that it has spoken to various multi national banks, who all had the same thing to say:
'We have No Intention of using the XRP token for Bank Transfers.'
It appears, Prima Facia, that 'some' Banks may have agreed to 'Test' certain 'Network Features' of Ripple's new network, but Bloomburg couldn't find a single bank that would be using the publicly traded XRP token to initiate bank transfers.
Of course, this is logical, why would a bank agree to use a publicly traded security token that may swing in value exponentially on a daily basis to move private, secure, customer funds?
Answer: They wouldn't.
Bitcoin is used. Monero is used. ETH is used for issuing tokens for ICOs. That is all what is crypto used. All the rest is just bla bla. It is all fine they exist and they are developed. But not being worth 100 billions like biggest corporations on the world.