I think this year will definitely be ripple's (xrp) year since this coin has succeeded in making a huge step forward in no time at all after it struggled for so long at the 20 cent per unit price !
Ripple alone has $47 Billion injected in it just by now ( did achieve more than 131 B previously  ) and it is getting talked about a lot and getting so much attention from investors since it is truly a new innovative player on the table !
But i do think that this is a complot by banks to give people ripple in exchange of their bitcoins in a way that bitcoin will be much rarer and much more valuable and just keep producing ripple which is by the way capped at 100,000,000,000 XRP supply , so i'm certainly holding my coins .