How can the whole system function properly without cryprocurrency banks, which are anyway somewhere on the border between the real and crypto worlds?
Why do you need a crypto currency bank in the first place,let us have some argument on why we need one,if you are looking for a loan and hedge crypto currencies for fiat cash,and then you will finish off the loan in due time,first and foremost thing you have to remember is,selling the coins at that price is much more profitable than looking for a loan with it,because you will be getting less than sixty percentage of the market value or below that because of the volatility.