Anyone else think ELIX is trying to do too much? I think it should either be a crowd funding platform or a loan platform but not both. Its either a lending tree or a kickstarter. I think it should be just a loan platform.
I disagree, a loan is a loan, and ideally we want the crowd funding platform - lets say a business wants a loan but their bank offers a 2% interest rate, Elixir with its crowdfunding feature can offer a loan at 1.5-1.8% (For example) - So a bunch of Elixians crowdfund - the business is happy, Elixians are happy, the Bank on the other hand might not be too happy -- flash forward a few months and banks want to buy and hodl Elixir to distribute cheaper loans to each other.
things that do 2 things are awesome
example, Ethereum is blockchain + smart contracts.
google was a search engine, now makes phones, email, cloud storage, etc.
Amazon - 2 day shipping, video streaming, cloud storage, marketplace
i could go on but you get the picture
All the example you are giving are true but you are missing important dimension of time. They are not doing everything from their day one. They grew with time.