You keep trying to muddy the waters with other coins and tokens. Completely irrelevant. Let's try one at a time:
Based on your claim that Bitconnect was financially solvent (even "had made lots of profits"), why didn't they refund their users in full? If they can't deal in USD I'm sure users would have been happy to receive BTC or ETH instead.
Please just stick to answering that. No need to waste your time with some stories about unrelated coins etc.
You have to understand many people made a lot of money with bitconnect while the lending was operational. I think bitconnect was supposed to do something about the people who only joined in the last couple of months but again this assumes the BCC coin won't go back up. Some people have even suggested (and got hated for it) that people buy back more BCC at the lower price as the averaging down will be immense. So if they were owed $10k at BCC=$363 (and got about 30 tokens) but bought another 100 at $10 now, the BCC price would only need to reach about $80 for them to get all their money back etc.
That doesn't answer my question at all. I wasn't asking about BCC market price, I'm well aware of that. Suggesting that victims can make it up by buying the worthless tokens is dishonest at best and outright scammy at worst.
The question was:
Based on your claim that Bitconnect was financially solvent (even "had made lots of profits"), why didn't they refund their users in full?
Wanna give it another shot?