Hello sir,
As long as i know about NPCoin,
NPcoin is real cryptocurrency,  they dont use lending for the program of this coin.

The benefits of this crypto are:
- The Wallet address independent is ready,  so you can buy and keep the coin until when you want to sell like a bitcoin.
@npcwallet.com

- The Blockchain independent is ready and decentralized
@npchains.info

- The Exchanger is ready and the NPcoin is liquid and easily for exchanged it to cash or fiat money
@npexchanger.com, more special the NPCoin team prepare special website for easily the remittance market transfers money for their family.

- We Can mining this crypto by buy the package mining for a year is $225 and also you can get more coin by take the minting package $500-$50.000
In minting and mining proceessor called npchains.com

- They Also have anti inflation character and powerfull halving

-Last but not least today they prepared npcoin.store its the first online store in the world we can pay, sell and buy goods by NPcoin

For more information you can contact me or visit my website at https://npcrealcrypto.wixsite.com/website.

Thank you.