Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.
I also put aside 20% of my daily jobs earning as saving. And then the what's left is I budget it. It has works wonder for me up to today. I'm glad that I'd listen to my parents early on regarding saving. You might try it if so see if it's fits you. Others do to the opposite, they do the budget first and the rest put into saving. I guess you have to try and experiment it yourself. And always ask yourself if you really need or just want it before spending your precious money.
i'd also want to do the latter. If I ever have a job, i'll put 30% of it on a savings account. Better yet, I want to invest on stocks so that even if my money is on hold on my savings account, with low returns, there's a chance that i can gain more than what I first had.
Also. I'd restrain myself from shopping novelty items that are not needed in my house.